Rajat Maheshwari

Senior Product Engineer

Smart energy water•  March 2021 - Present

Contributor in Payments team of a Smart Utility System, which is deployed at leading utility providers across the globe. • End to end integration (Seamless / Non-Seamless) of the product with domestic and international payment gateways like PayU, CCAvenue, SBI ePay, BillDesk, Paymentus, Cybersource, Invoice Cloud etc. • Handle real-time (one-time and tokenized) payments, auto-payments and scheduled payments. • Handle IVR Payments using Twilio libraries for PCI compliance. • Work on payment posting to CIS systems. • Create Schedulers to update status of pending payments, and to reconcile missing payments. • Develop webhooks (APIs) to receive billing and payments data of utility providers from other sources. • Work on to integrate Payment and Notification data with Customer Service Portal in order to generate insights. • Develop WebAPIs to integrate system with SAP using Adapter pattern.

Technical Product Manager

Quantum Phinance Consulting Pvt. Ltd.•  November 2018 - March 2021

Worked on a Loan Management Platform, which is deployed at leading NBFC’s across the globe. Major contributions are: • Developed Core Calculator of the product, which can handle complex problems and is flexible/customizable according to client's requirement. • Built Crash log reporter to send log (call stack) attachments to the support team, which saved considerable amount of debugging time. • Added functionality to consume API exposed by third-party applications and built service APIs and exposed them. • Designed and implemented Auto Appropriation Algorithm that determines allocation of repayments received from clients/borrowers. • Created customizable role/user-based maker-checker Workflow. • Developed System alerts (notifications) & Email alerts. • Automated frequently used process of extracting database from Google Drive, loading and replacing it in the local machine. • Performed code review to ensure code quality and reliability. • Managed Codebase using git version control. • Actively worked towards overall improvement (UI, Back-end, Features) of the product. • Managed a team of 15+ people, developed implementation strategies, decided priorities, allocated resources, instructed QA team, monitored the progress to ensure timely delivery of the projects. • Meeting with clients, understanding their requirements, providing timelines and estimating the cost. • Provided training to employees and product training to clients.