Kumar Kanishka

Credit Analyst

Development Bank of Singapore•  September 2021 - February 2023•  Noida, India

Utilized machine learning models such as logistic regression to analyze and predict client churn within an INR 4500 Million portfolio, leading to reduced churn rates and strengthened risk management strategies for enhanced client retention. Applied machine learning techniques such as Linear Regression and Logistic Regression to conduct comprehensive financial due diligence, strengthen data analytics, and forecast market trends. Crafted insightful ad-hoc MIS reports, merging traditional financial metrics with ML-driven analytics using Power BI and Python. Utilized data analytics and predictive models to assess financial viability, orchestrating the successful implementation of diverse funding proposals including Letters of Credit, Bank Guarantees, WCDL, and Supplier Credit.

Audit Assistant

VV Kale and Company•  September 2019 - August 2021•  New Delhi, India

Led comprehensive IFC review & reporting of various big entities using Excel & internal audit software, focusing on Book Closure, Fixed Assets, HR, Treasury, & Inventory. Assisted in framing Standard Operating Procedure (SOPs) to improve operational efficiency. Managed high-profile internal audits for key clients including CCIL, KOYUKO CAMLIN, & BRADY SERVICES using audit software platforms. Identified process gaps and recommended actionable insights through data-driven analysis, ensuring compliance with regulatory frameworks and enhancing internal controls.