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Work Experience
Regional Head
Bharat Financial Inclusions Ltd•  January 2021 - Present
A Divisional manager who analyses, drives, and monitors business across multiple geographies in Karnataka. A torch bearer of the region engaged in the active expansion of business across new geographies by piloting new branches. Analyzing data using Excel, planning multiple KRA execution using VLOOKUP, Pivot table. Categorizing data points through buckets. Improving the business team’s month-on-month performance by tracking & predicting KRA parameters. Supervising both assets (business and personal loans) and Liabilities (SB, RD, FD), nourishing active transactions, and cultivating customer satisfaction. Collaborating & liaising with branding and audit departments. Spearheading 20 Bharat Money officers and 4 Team Leaders to shield a Portfolio net worth of ₹5.4 Crores. Upholding a record of 100% Collection efficiency in the BFSI industry for the segment of Unsecured loans to Business correspondents. Strategizing the credit risk of lent loans. Cleared more than 90% of arrears for the segment of non-members during the lockdown and ceased the conversion of lent loans to NPA. Supervise a base of 1200 Merchants and 3000 Customers. Reward: Got rewarded by the COO on 2nd Dec 2021 for an exceptional performance, implemented a data-driven approach for the arrears collection which resulted in a 15% increase in collection efficiency.
Education
SDM IMD
Post Graduate Diploma in Management., MBA•  July 2019 - April 2021
System & Marketing
Maharaja Institute of Technology
Computer Science & Engineering, BE•  August 2015 - June 2019
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